Looking for a quick, memorable and very frightening Halloween costume? Dress as you normally do this October 31, but place a large white graph on your chest, with an big red arrow climbing upward. Along the X-axis, list a successive set of months, beginning with October 2006. On the Y-axis, indicate a series of percentage points, from 5 to 12.
When asked what you're dressed up as, you should reply "Rising interest rates."
This will send a chill up the spine of most Torontonians over the age of 28.
Muah ha ha ha ha.